Simply head to the App Store or the Google Play Store and search for Horizon Bank (look for our logo) to download the app if you are a first-time user. You will need to be registered for Online Banking before being able to use the smartphone app.You will need to know your User ID (member number or login name) and online banking access code to then register on the app. You will then be prompted to set a PIN or pattern or continue using your User ID to log in. After this you can set some biometrics depending on your device (Touch ID or Face ID).