Extra Repayments Calculator | Horizon Bank | Calculator | Loan calculator | affordability | personal Loan

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Loans
- Owner Occupied Loan
  Popular Home Loans
  View our current range of Home Loan products
  
  Home Sweet Home Loan
  Find your home sweet home with our competitive variable rate
  
  Fixed Rate Home Loan
  Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time
  
  Home Sweet Home Loan - Interest Only
  Find your home sweet home with our competitive variable rate
  
  Family Equity Loan
  Family guarantor Facility
  
  Home Loan Comparison Table
  Compare our principal & interest home loans to find the right home loan to suit you
  
  Refinance with Horizon
  Bank better with us
- Investment Loans
  Popular Investment Loans
  View our current range of Investment Loan products
  
  Home Sweet Home Loan Residential Investment
  Find your ideal investment property with our competitive variable rate
  
  Fixed Rate Residential Investment Loan
  Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time
  
  Home Sweet Home Loan Residential Investment - Interest Only
  Find your ideal investment property with our competitive variable rate
  
  Fixed Rate Residential Investment Loan - Interest Only
  Get the peace of mind that comes from knowing that your rate and payment remain the same for a fixed period of time
  
  Investment Home Loan Comparison Table
  Compare our principal & interest home loans to find the right home loan to suit you
- Car Loans
  Popular Car Loans
  View our current range of car loans
  
  New Car Loan
  A competitive low fixed rate for a new car purchase
  
  Used Car Loan
  A competitive variable rate loan for used cars
  
  Green Car Loan
  Save on fuel costs and reduce your carbon footprint
  
  Green Used Car Loan
  A competitive variable rate for electric and hybrid vehicles up to three years old
- Personal Loans
  Popular Personal Loans
  View our current range of Personal Loan products
  
  Budget Personal Loan
  A variable rate personal loan perfect for a holiday, debt consolidation or any other purpose
  
  Secured Personal Loans
  Secured personal loans for any worthwhile purpose
  
  Green Personal Loan
  A variable rate loan to fund the purchase and installation of selected green products
- Caravan, Motorcycle and Boat Loans
- Credit Facilities
  Visa Credit Card
  Low rate. No annual card fees
  
  Budget Overdraft
  Convenient access to extra funds
  
  Handyloan Secured Line of Credit
  Use the equity in your home for a secured line of credit
Savings
- Everyday Accounts
  Popular Everyday Accounts
  View our current range of Everyday Accounts
  
  Redisavings
  Everyday savings account
  
  Advantage 55
  An everyday account for 55 years and over
  
  Advantage
  An everyday account with a transaction fee deal
  
  Community Support Account
  Deposit account for non-profit organisations
  
  Business Savings
  Everyday account for business members
- Savings Accounts
  Popular Savings Accounts
  View our current range of Savings Accounts
  
  Cash Management
  Ideal for large sums you do not wish to lock away
  
  Christmas Club
  Designed to help you save for Christmas
  
  Horizon Direct
  Online savings account with a higher rate of interest
  
  Reward Saver
  An at call savings account with competitive interest
  
  Self Managed Super Fund Saver
  Self Managed Super Fund Saver - an everyday account for registered self-managed super funds
  
  Special Purpose Savings
  A savings account designed to help you budget
- Youth Accounts
  Popular Youth Accounts
  View our current range of Youth Accounts
  
  Super Saver
  An everyday account for children aged 0-12 years
  
  Teen Saver
  An everyday account for youths aged 13-17 years
  
  Youth Reward Saver
  High interest savings account for youths aged 13-17 years
- Term Deposits
  Term Deposits
  Competitive rates so you get the most out of your money
Access
- Everyday Banking
  Banking with us
  There are a number of different ways to bank and access your money at Horizon
  
  Visa Card Security
  Keep your cards safe and secure
- Mobile Payments
  Apple Pay
  Apple Pay Mobile Payments Horizon Bank
  
  Google Pay
  Google Pay Mobile Payments Horizon Bank
  
  Samsung Pay
  Samsung Pay Mobile Payments Horizon Bank
- SMS One Time Password
- Osko® and PayID
- Visa Cards
Insurance
More
- Business Banking
- Blog
- Travel
  Foreign cash
  Prepare for your holiday ... get your foreign cash at Horizon
  
  International Money Transfer
  Foreign transfer to and from Australia
  
  Travel Insurance
  Protect yourself while you're away from home
  
  Pre-travel checklist
  Check out our top 5 to do's before you travel
- FAQ's
  All FAQ
  
  Home Loan FAQs
  
  Investment Loan FAQs
  
  Car Loan FAQs
  
  Personal Loan FAQs
  
  Overdraft FAQs
  
  Savings Accounts FAQs
  
  Visa Card FAQs
  
  Osko® & PayID FAQs
  
  Online Security FAQs
  
  Online Banking FAQs
  
  Loan glossary of terms
  
  Samsung Pay FAQs
  
  Apple Pay FAQs
  
  Google Pay FAQs
  
  Visa Credit Card FAQs
  
  Visa 3D Secure FAQs
  
  Direct Debit Recurring Payments FAQs
  
  App FAQs
  
  PayTo FAQs
- Important Info
  Loan pre-approval
  Learn how to pre-qualify for a home or investment loan
  
  Personal loan pre-approval
  Learn how to pre-qualify for a personal loan
  
  Disclosure Documents
  View our Financial Services Guide, Product Disclosure Statement, Banking Access Facilities Terms & Conditions of Use and more
  
  Financial Claims Scheme
  
  Financial Hardship Support
  Financial Hardship Support
  
  Resolving Problems
  
  Fees and Charges
  
  Open Banking
  
  Target Market Determinations
  
  Vulnerable Customers
- Calculators
  Borrowing Power Calculator
  Estimate how much you could borrow
  
  Budget Planner Calculator
  Input your current income and expenses to identify opportunities for saving.
  
  Car Loan Calculator
  Try our easy to use car loan repayments calculator.
  
  Extra Repayment Calculator
  Save time and money with extra repayments
  
  Income Tax Calculator
  Calculate your income tax
  
  Loan Calculator
  Work out your loan repayments, and see how much interest you'll be paying
  
  Loan Comparison Calculator
  Compare the loans of your choice
  
  Lump Sum Calculator
  Calculate the effect of a lump sum repayment
  
  Personal Loan Calculator
  Estimate repayments on a personal loan
  
  Savings Plan Calculator
  Create a plan to you reach your financial goals
  
  Stamp Duty Calculator
  Estimate your new home stamp duty expense
  
  Term Deposit Calculator
  See the growing potential of your savings
  
  Home Loan Key Fact Sheet
- About Us
  History
  
  Corporate Information
  
  Our Values
  
  Branch Locations
  
  Customer Owned Banking Code Of Practice
  
  Newsletter
- Local Branches
  Thirroul Branch
  
  Wollongong Branch
  
  Albion Park Branch
  
  Nowra Branch
  
  Ulladulla Branch
  
  Moruya Branch
  
  Bermagui Branch
  
  Bega Branch
  
  Merimbula Branch
  
  Mobile Lender
  
  Berry Branch
  Visit our local Horizon Bank branch in Berry for competitive car loans, personal loans, home loans, low rate credit card, savings, insurance & more!
- Community Grants Program
- Security
Interest Rates
Community
News

Find out how you can save money and reduce the interest paid and loan term just by making extra repayments.

Disclaimer

Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a loan.

Additional information

Why choose us?

Bank anywhere, anytime

Convenient, secure banking when and where you need it
Express loan approvals

When time is of the essence, we get you answers fast
Competitive rates and fees

Profits are returned to you through lower rates and fees
Customer owned

We exist for the benefit of our members. You come first in everything we do.

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Head Office 27 Stewart Street Wollongong NSW 2500
General Enquiries 02 4224 7700
Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank

Extra Repayment Calculator