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A home loan for loans over $150,000 and features a Platinum Loan bundle that includes a discounted rate, fee-free transaction banking and more!1
4.69% pa
Interest Rate
4.84% pa
Comparison Rate2
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Discounted rate
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Fee-free transaction banking
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10% discount on general insurance in the first year
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No credit union loan establishment fees
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Fee-free Visa Credit Card
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Fee-free Visa Debit Card
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Extra payments allowed to pay off your loan faster
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Redraw available on additional repayments
Apply OnlineView Interest RatesAsk HorizonCall 1300 366 565
1. Terms and conditions, fees & charges apply and are available on application. The Platinum Loan has an annual administration fee; this is published in the Loan Fees & Charges brochure. Approval conditions apply. The loan is secured & the rate is variable. Discounted insurance for the first year of the loan on general insurance - motor vehicle, home and contents. Normal every day transactions are fee free. See the Miscellaneous Fees & Charges brochure for occasions where the fees are not absorbed. Fee-free Visa Debit and Credit Card relates to the annual or monthly credit union fee. A Product Disclosure Statement (PDS) is available for all non-loan products from any office of Horizon Credit Union. You should consider the PDS in deciding whether to hold or buy the products. Third parties may charge for use of some facilities.
2. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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| Platinum Home Loan |
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| Interest rate | | Variable interest rate | 4.69% pa1 | | Comparison rate | 4.84% pa2 | | Features | | Minimum Amount | $150,000 | | Maximum amount | 80% of property value. 95% of property value with mortgage insurance | | Loan period | Up to 30 years | | Redraw facility | Yes | | Minimum redraw amount | $500 | | Repayments | Weekly, fortnightly or monthly | | Interest | Calculated daily, charged monthly | | Variable and lump sum repayments | Yes | | Offset account | No | | Top up facility | Yes | | Fees | | Establishment fee | $0 | | Administration fee | $150 p.a. | | Redraw fee | $0 | | Early repayment fee | $0 |
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