Loans 
So you're thinking about buying an investment property. Chances are we have the loan for you!
platinum Loan
A real estate loan for loans over $250,000 and features a Platinum Loan bundle that features a discounted rate, fee-free transaction banking and more!**
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6.85% pa interest rate |
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Basic Investment Residential
A straight forward real estate investment loan that is flexible to your needs.
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6.95% pa interest rate |
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Real Estate Investment
A real estate investment loan that offers real flexibility so you can manage your mortgage as you choose.
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7.85% pa interest rate |
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Mortgage Breaker Loan
The Mortgage Breaker allows you to have a savings account of which 100% of the balance is offset against your real estate investment loan saving your money.
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6.95% pa interest rate |
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KickStart First Home Buyer Investment Loan
A fully-featured loan at a great rate that is designed especially for first home buyers.
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6.70% pa interest rate |
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Fixed Rate investment Loan
Draw on a larger amount of money secured by a line of credit to purchase or build the house you really want
| 1 Year Fixed Rate | 2 Year Fixed Rate | 3 Year Fixed Rate | 5 Year Fixed Rate |
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6.99% pa |
7.54% pa |
7.39% pa |
7.99% pa |
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Additional Key Features
| FEATURE | |
| Minimum amount | $40,000 - except the Platinum Loan which is $250,000 |
| Maximum amount | 80% of property value; 95% of property value with mortgage insurance |
| Loan period | up to 30 years |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Application fees | Yes - except the Platinum Loan |
| Variable and lump sum repayments | Yes |
| Early repayments without penalty | Yes - except fixed interest rate loans |
| Redraw facility | Yes |
| Top up facility | Yes |
More Information
Apply
Apply for an Investment Loan 
Enquire
Not quite ready to apply for a Home Loan, but would like some more information? Complete our online Loan Enquiry form and a staff member will contact you
Questions?
If you have any questions, please contact us 
* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~ Terms and conditions, fees & charges apply and are available on application. The Platinum Loan has an annual fee; this is published in the Loan Fees & Charges brochure. Approval conditions apply. The loan is secured & the rate is variable. Discounted insurance for the first year of the loan on general insurance - motor vehicle, home and contents. Normal every day transactions are fee free. See the Miscellaneous Fees & Charges brochure for occasions where the fees are not absorbed. Fee-free Visa Debit and Credit Card relates to the annual or monthly credit union fee. A Product Disclosure Statement (PDS) is avaialble for all non-loan products from any office of Horizon Credit Union. You should consider the PDS in deciding whether to hold or buy the products. Third parties may charge for use of some facilities.
