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So you're thinking about buying an investment property. Chances are we have the loan for you!

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Special Value Plus Investment Loan

A special real estate investment loan with the flexibility to repay and redraw.***

  • Competitive interest rate
  • Flexible repayments to suit your income cycle
  • Redraw available on additional repayments made
Find out more

4.19% pa
Interest Rate

4.36% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Platinum Investment Loan

A real estate investment loan for loans over $150,000 and features a Platinum Loan bundle that includes a discounted rate, fee-free transaction banking and more!**

  • Discounted rate
  • Fee-free transaction banking
  • 10% discount on general insurance in the first year
  • No credit union loan establishment fees
  • Fee-free Visa Credit Card
  • Fee-free Visa Debit Card
  • Extra payments allowed to pay off your loan faster
  • Redraw available on additional repayments
Find out more

4.59% pa
Interest Rate

4.74% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Basic Investment Residential Loan

A straight forward real estate investment loan that is flexible to your needs.

  • Fully-featured to suit your needs
  • Extra repayments allowed to pay your loan off faster
  • Redraw available on additional repayments
Find out more

4.69% pa
Interest Rate

4.82% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Classic Investment Loan

An investment loan that offers real flexibility so you can manage your mortgage as you choose. 

  • Extra repayments allowed to pay your loan off faster
  • Redraw available on additional repayments
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5.09% pa
Interest Rate

5.10% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Mortgage Breaker Investment Loan

The Mortgage Breaker allows you to have a savings account of which 100% of the balance is offset against your real estate investment loan, saving you money.

  • Save on interest with a 100% offset account
  • Flexible repayments to suit your income cycle
  • Extra payments allowed to pay your loan off faster
  • Redraw available on additional repayments made
Find out more

4.69% pa
Interest Rate

4.91% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Kickstart First Buyer Investment Loan

A fully-featured first buyer real estate investment loan at a great rate that is designed especially for first home buyers.

  • Fully-featured to suit your needs
  • Extra payments allowed to pay your loan off faster
  • Don't miss out on your first dream home!
  • Redraw available on additional repayments made
Find out more

4.44% pa
Interest Rate

4.60% pa
Comparison Rate*

Apply Online Key Fact SheetAsk Horizon

Fixed Rate Investment Loan****

A fixed rate loan provides you with the peace of mind that comes from knowing that your rate and payment amount remains the same for a fixed period of time.

  • Fixed rate at your choice of 1, 2, 3 or 5 years
  • Flexible repayments to suit your income cycle
  • Competitive interest rates
  • Redraw available on additional repayments made
  • Pay as much off the loan as you like as long as you do not repay the loan in full^
  • Our fixed interest investment loans are fixed for the term specified after which the interest rate reverts to the Horizon Basic Investment Residential standard variable rate.
Find out more

4.09% pa
Interest rate

4.79% pa
comparison rate*

Apply Online Key Fact SheetAsk Horizon
  Additional Information

* The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms and conditions, fees & charges apply and are available on application.

**The Platinum Loan has an annual fee; this is published in the Loan Fees & Charges brochure. Approval conditions apply. The loan is secured & the rate is variable. Discounted insurance for the first year of the loan on general insurance - motor vehicle, home and contents. Normal every day transactions are fee free. See the Miscellaneous Fees & Charges brochure for occasions where the fees are not absorbed. Fee-free Visa Debit and Credit Card relates to the annual or monthly credit union fee. A Product Disclosure Statement (PDS) is available for all non-loan products from any office of Horizon Credit Union and from our website. You should consider the PDS in deciding whether to hold or buy the products. Third parties may charge for use of some facilities. *** This loan product applies to new loans only. Please see Loan Fees & Charges brochure for details.

**** Fixed interest rate home loans are fixed for the term specified in the Offer and Loan Contract after which the interest rate will revert to the Basic Investment variable interest rate applicable at the time. The standard variable rate,is published at each Credit Union branch and on this website. 
^ Fees apply for lump sum payments over $30,000 within any one year.