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Home Loans
We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. Horizon have designed hassle free home loans at a low interest rate to make this venture even easier.

Discount Variable Interest Rate Loan

A home loan that offers real flexibility so you can manage your mortgage as you choose and the rate is discounted by 1.00%p.a. from the funding date.**

  • Competitive interest rate
  • Fully-featured to suit your needs
  • Pay extra to pay your loan off faster
  • Redraw available on additional repayments made
 5.85% pa
interest rate

6.75 % pa*
comparison rate		 enquire


KickStart First Home Buyer Loan

A fully-featured home loan at a great rate that is designed especially for first home buyers.

  • Fully-featured to suit your needs
  • Pay extra to pay your loan off faster
  • Don't miss out on your first dream home!
  • Redraw available on additional repayments made
 6.20% pa
interest rate

6.38% pa*
comparison rate		 enquire
 

Mortgage Breaker 100% Offset loan

The Mortgage Breaker allows you to have a savings account of which 100% of the balance is offset against your home loan saving your money.

  • Save on interest with a 100% offset account
  • Flexible repayments to suit your income cycle
  • Pay extra to pay your loan off faster
  • Redraw available on additional repayments made
 6.45% pa
interest rate

6.68% pa*
comparison rate		 enquire
 

Classic Home Loan

A home loan that offers real flexibility so you can manage your mortgage as you choose.

  • Competitive interest rate
  • Fully-featured to suit your needs
  • Pay extra to pay your loan off faster
  • Redraw available on additional repayments made
 6.85% pa
interest rate

6.86% pa*
comparison rate		 enquire
 

Basic Home Loan

A straight forward home loan that is flexible to your needs.

  • Competitive interest rate
  • Flexible repayments to suit your income cycle
  • Redraw available on additional repayments made
 6.45% pa
interest rate

6.60% pa*
comparison rate		 enquire
 

Fixed Rate Home Loan

Provides you with the peace of mind that comes from knowing that your rates and payments remain the same for a fixed period of time.

1 Year Fixed Rate 2 Year Fixed Rate 3 Year Fixed Rate 5 Year Fixed Rate

6.49% pa
interest rate

7.29% pa
interest rate

7.59% pa
interest rate

7.89% pa
interest rate

6.55% pa*
comparison rate

6.72% pa*
comparison rate

6.88% pa*
comparison rate

7.20% pa*
comparison rate
  • Fixed rate at your choice of 1, 2, 3 or 5 years
  • Flexible repayments to suit your income cycle
  • Competitive interest rates
  • Redraw available on additional repayments made
  • Pay as much off the loan as you like as long as you do not repay the loan in full
 enquire
 

Handyloan Secured Line of Credit

Draw on a larger amount of money secured by a line of credit to purchase or build the house you really want.

  • Don't miss out on your dream home!
  • Fully-featured to suit your needs
 6.85% pa
interest rate		 enquire
 

Additional Key Features

FEATURE  
Minimum amount $70,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fees Yes
Account keeping fees With some of our loan products
Variable and lump sum repayments Yes
Early repayments without penalty Yes - except for our fixed interest rate loans
Redraw facility Yes
Top up facility Yes
Mobile lender available Yes
 

More Information

 

Apply

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Enquire

Not quite ready to apply for a Home Loan, but would like some more information? Complete our online Loan Enquiry form and a staff member will contact you Enquire Now

Questions?

If you have any questions, please contact us Contact Us

* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. View our comparison rate schedule. **The Discount Variable Interest rate Loan is 1%p.a. below the Horizon Classic Home Loan interest rate for a period of 12 months from the date of loan funding. It will then revert to the Horizon Classic Home Loan interest rate current at that time. Terms and conditions apply. Interest rate subject to change.