We're here to help take the worry out of life. Our members benefit from our partnership with CGU Insurance Limited. Through our partnership with CGU we are able to offer a range of general insurance policies.
CGU is partnered with many credit unions and financial institutions in Australia and has been protecting the Australian way of life for over 140 years. As a result of these longstanding relationships, CGU understands our members.
Home & contents Insurance
Insurance is about security and nowhere is security more important than in your home. Our Home Building and Contents Insurance protects your home and contents against a range of events including; fire, theft, vandalism, liquid damage, storm damage etc.
Significant features and benefits include:
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Additional Information
Listed Events cover provides protection against events such as fire, lightning, earthquake, burglary, explosion, storm damage and even a vehicle running into your house.
Blue Ribbon Accidental Damage cover protects your property against accidental damage or accidental loss providing you with peace of mind knowing you’re covered against life’s little mishaps.
*Limits apply, please see full Product Disclosure Statement (PDS) for details.
Motor Vehicle Insurance
We provide three types of policies for you to choose from:
- Motor Vehicle Insurance – available under all three levels of cover for cars, motorcycles or horse floats
- Nominated driver motor vehicle insurance policy – available under all three levels of cover but only for cars
- Nominated driver low kilometre motor vehicle insurance policy – available under comprehensive cover but only for cars
Members get the choice of three levels of motor vehicle cover:
- Comprehensive (for cars, motorcycles, or horse floats)
- Third party fire and theft (for cars or motorcycles)
- Third party property damage (for cars or motorcycles)
Significant features and benefits include:
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Additional Information
Car Insurance - This policy is the most flexible and, like all our policies, offers real value for money. Cover is available for all authorised drivers.
Nominated Driver - This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.
Nominated Driver 'Low Kilometre' - If you don't do a lot of driving, this policy is ideal for you. It features a generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 year of age, travels less than 10,000 kms in a 12 month period.
Boat Insurance
CGU's Boat Insurance is an all-in-one cover. This policy provides exceptional benefits to enable you to sit back and enjoy your sailing vessel.
Significant features and benefits include:
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Additional Information
With CGU's Boat Insurance, your vessel is covered against the nightmares boat owners dread: theft; fire; malicious damage; stranding and capsizing; collision with other vessels, jetties, submerged objects or motor vehicles; and damage while loading or unloading your boat.
It's also good to know that you're covered while in transit or in inland waters; within 200 nautical miles off the Australian coastline; or idle. And full salvage and recovery expenses are included over and above the sum insured.
Caravan Insurance
CGU's Caravan Insurance policy has been designed to cover you against loss or damage to the caravan, annexe and its contents from an accident, as well as theft.
You can choose the type of cover you need to suit your circumstances. You can cover your caravan while touring Australia or while it is permanently on-site!
Significant features and benefits include:
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Additional Information
If you cannot use your caravan after it is damaged in an accident, CGU will pay for alternative accommodation up to $100 per day, for up to five days.
You are also covered for burnt out electrical motors (that are 10 years old or less), which form part of your caravan. You are insured even when you lend your caravan to a friend or relative.
If your caravan is damaged in an accident more than 100 kilometres from your home, we will pay up to $500 to have your caravan returned to your home.
More Information
Questions?
If you have any questions, please contact us 
The advice on this web page is general advice only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). Before using this advice to decide whether to purchase or hold this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances.
Horizon Credit Union ABN 66 087 650 173 acts under its own Australian Financial Services Licence (no. 240573) and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU) (AFSL No. 238291). An IAG Company. Home and Contents Insurance, Motor Vehicle Insurance, Travel Insurance, Landlords Insurance, Business Insurance and Farm Insurance are issued by CGU. You can get a Product Disclosure Statement (PDS) for the products from any office of Horizon Credit Union or CGU. You should consider the PDS in deciding whether to buy or hold the product. Any insurance cover provided by CGU is subject to exclusions, policy limitations and underwriting rules.