With one of our Overdraft facilities you can be sure there are always funds to help you cover life's little surprises.
Budget overdraft unsecured
Our budget overdraft offers a competitive low rate and is designed for members.
|
11.00% pa interest rate |
 |
overdraft unsecured
If you need to reduce you home loan repayments, this loan is the perfect matching as you can offset your savings account against your loan.
|
14.95% pa interest rate |
|
Handyloan
Handyloan allows you to use a certain portion of the equity in your home as an overdraft.
|
7.35% pa interest rate |
|
Additional Key Features
| FEATURE | |
| Minimum amount | $1,000 |
| Overdraft period | Ongoing |
| Repayments | Weekly, fortnightly or monthly |
| Interest charges | Interest calculated daily, charged monthly |
| Account keeping fees | No |
| Withdrawals | Link to your access account and access via your Visa Debit or rediCARD at ATMs, EFTPOS terminals and via Bank@Post, cheque book, direct debits, BPAY and at Horizon branches |
| Deposits | Deposit into your access account via Bank@Post with your Visa Debit or rediCARD and through payroll allocation, mail, Direct Credit and at Horizon branches. All deposits to your overdraft account automatically reduces any outstanding balance |
| Loan interview required | No |
More Information
Apply
Apply for an Overdraft 
Enquire
Not quite ready to apply for a Home Loan, but would like some more information? Complete our online Loan Enquiry form and a staff member will contact you
Questions?
If you have any questions, please contact us 