First Option Credit Union

Personal Loans

Wouldn't you love to go on that holiday, buy new furniture, a home theatre system or maybe you'd like to combine your debts into one easy to manage loan. With competitive interest rates and flexible repayment options you can go on that holiday, buy those appliances or enjoy financial freedom sooner.

Budget Personal Loan

Whatever it is you want, a big screen TV, a holiday or even home renovations - we can help you get it.

  • Approval in 48 hrs for any worthwhile purpose
  • No monthly account keeping fees
  • Early repayments without penalty
11.00% pa
interest rate

11.15% pa*
comparison rate
enquire now
 

Unsecured Personal Loan

A flexible loan that allows you to make extra repayments and then redraw them when you need them.

  • Approval in 48 hrs for any worthwhile purpose
  • No monthly account keeping fees
  • Redraw available on additional repayments
13.95% pa
interest rate

14.02%pa*
comparison rate
enquire now
 

Loan secured by a set-off account

Whatever your dream, get more for what you want by securing your loan with a set-off account.

  • Approval in 48 hrs for any worthwhile purpose
  • No monthly account keeping fees
  • Redraw available on additional repayments
9.20% pa
interest rate

9.41% pa*
comparison rate
enquire now
 

Loan secured by mortgage

Draw on a larger amount of money secured by your mortgage for that purchase you really want.

  • Approval in 48 hrs for any worthwhile purpose
  • No monthly account keeping fees
  • Redraw available on additional repayments
9.10% pa
interest rate

11.29% pa*
comparison rate
enquire now
 

Additional Key Features

FEATURE  
Minimum amount $1,500
Loan period up to 7 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fee Enquire on application
Monthly account keeping fees No
Variable and lump sum repayments Yes
Early repayments without penalty Yes
 

More Information

 

Apply

Apply for a Personal Loan Apply Now

Enquire

Not quite ready to apply for a Home Loan, but would like some more information? Complete our online Loan Enquiry form and a staff member will contact you Enquire Now

Questions?

If you have any questions, please contact us Contact Us

* Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.